Success Grown from Within
Owner Shelby Bills says her general manager, Sydney Osborne, reminds her of the power of leading with heart. Find out how Osborne became a great leader in our lastest installment of Meet the Manager.
by Stacey Soble
The Importance of Medical Insurance
Medical insurance is the single most important thing we need in life to cover us in case we get sick or just need to maintain one’s health. Most people don’t realize the costs of a simple operation or if you slip and fall at the ...
August 22, 2016
3 min to read
Medical insurance is the single most important thing we need in life to cover us in case we get sick or just need to maintain one’s health. Most people don’t realize the costs of a simple operation or if you slip and fall at the salon or get burned using a malfunctioning curling iron and have to go to the doctor or hospital for treatment.
Health insurance provides you with an affordable way for you and the ones you love to stay healthy and get medical care when ill. It also protects you and your family from the high cost of health care. In some cases, medical bills can be financially devastating.
Most people don’t even think about health insurance when they are young and just graduating cosmetology school. The importance of understanding how to get it and why you need it is a major step. By doing some research and making good choices ahead of time, you can save time and money down the road if and when you do get sick.
We all need protection.
We need to get insurance when we buy a car in case of a car accident. When you buy a home the bank requires you get insurance for the house in case of an accident or if the house burns down. Then why is that most American’s don’t have medical insurance for themselves and family. The same should apply for health insurance. If you are sick or get in some type of accident or get hurt at work you must have health insurance. What you may not realize is the cost associated with a trip to the doctor or hospital can be much more costly than you could imagine.
For example, did you know…
The average trip to the emergency room for an adult is $700, that’s not including any tests or hospital stay.
The average nightly stay in a hospital is over $1500 dollars
Having a broken leg set with x-rays could be as much as $7500 dollars
The average cost of a childbirth are up to $8000 dollars and well over $12,000 for a c section
The average GYN visit is $150 without having and tests done.
The average Mammogram test is $750 to $1000.
These examples sound scary, but with the right health insurance you can protect yourself from most of these and any other medical bills.
Get the care you need when you need it!
The sad fact is that many people in the Unites States don’t have any health insurance and simply don’t get the medical care they need. That’s because they may be worried about the cost or just can’t afford it. It also may be they don’t have access to the best resources to find a cheaper more affordable health coverage plan.
One of the key benefits of health insurance is access to a large network of doctors and hospitals, as well as other handy resources to help you stay healthy. Other benefits of health insurance include:
Being able to find a doctor close to work or home.
Knowing you’re covered if you should get sick or hurt. Simple peace of mind is a good thing.
Being to have a physical or run tests when necessary to maintain your health.
Have the ability to get a prescription for drugs if you are sick.
Why health insurance? The bottom line is health is the most valuable asset of all. You can have all the money in the world but if you are sick what is all that money worth? Nothing!
With a good health insurance plan, you can protect the health and financial future of you and your family for a lifetime.
Subscribe to Our Newsletter
More Salon Management
How Salon Leaders Can Process the Pain and Lead Forward When a Team Members Leaves Unethically
In her latest blog, Kati Whitledge identifies the five stages salon owners go through when a team member leaves the salon unethically, offering advice for each stage.
How AI Is Closing Revenue Gaps for Salons and Spas
The beauty and wellness businesses pulling ahead aren’t just working harder—they’re using AI to capture demand, personalize pricing, and convert more of every guest interaction into revenue. Here’s what the benchmark data reveals about the growing gap between AI adopters and everyone else.
Sponsored by Zenoti
The Premium Talent Magnet: The Modern Salon Playbook for Attracting Six-Figure Stylists
Stop chasing recruitment ghosts on generic job boards and start curating an elite team. Discover the framework that top-tier salons use to bypass phone tag, automate visual portfolio vetting, and attract high-earning, culture-first beauty professionals directly through real-time messaging. Turn your recruitment process into an exclusive brand invitation that keeps your highest-ticket chairs permanently filled.
Sponsored by Beautista
Five Revenue Leaks Hiding in Your Salon
Your calendar looks full, but is all of that demand actually converting to revenue? From phantom rebookings to underpriced peak hours, the 2026 Benchmark Report exposes five revenue leaks that most beauty and wellness businesses don’t even know they have.
Sponsored by Zenoti
The Heartbeat of Zandi K's Success
After moving to Colorado and teaching at a cosmetology school, Allison Stock joined Zandi K as a stylist, eventually becoming part of the Leadership Team, Education Team and Master Bridal Team. Today, as Director of Operation, Stock is Owner Nicki Wenz's right hand, managing human resources and operations, education and career development, and coaching and culture.
by Stacey Soble
Rethinking Retail in the Era of E-Commerce
In a world dominated by e-commerce, salon owners push back with proven strategies to increase retail sales while motivating team members to educate their clientele and delighting clients with retail-themed events and clever merchandising displays.
by Stacey Soble
The Harper Ellis Hair Co. Certification Program Teaches Stylists a Smarter, Safer Way to Install Extensions
The company's Concealed Bead Method is raising the bar for what professional extension education can deliver.
by Staff
The Micro-Salon Blueprint: How Kat Scott Quadrupled Income by Maximizing Her Suite
Scott maximized her micro-salon by transitioning from stylist to strategic owner, focusing on recruiting and station-sharing. By prioritizing her ownership role over behind-the-chair work, she grew her team to six stylists within the two-chair, 150-square-foot space before eventually moving to a larger facility.
by Staff
Competing for Revenue: Veteran Business Owner Shares a Framework for Growth
The former CFO of Perdue Farms and owner of Hardy Seafood, Terry Owens delivers a wealth of wisdom and strategies for entrepreneurs in his new book, "Business is Simple."
by Staff
Built to Sell: How One Owner Turned Zero Salon Experience into a Multimillion-Dollar Exit
After scaling her single-location salon business, SALON TODAY 200 Honoree Amy Pal recently sold her six-location Whip Salon for seven figures. Using the six Ps for maximizing a business's value, she's ready to help her peers do the same.
Shedding Light on Solar Tax Credits for Your Beauty Business
Buried inside the One Big Beautiful Bill Act are federal solar tax credit changes that deserve your attention now. Two of the credits that matter most to commercial property owners, the Investment Tax Credit and the Production Tax Credit, are still available, but only if you move fast. A third, the Commercial Building Energy Efficiency Deduction, has a hard termination date that is closer than most people realize.
The Salon Ghost Report: Stop Wasting Hours Chasing Unqualified Applicants
Up to 40% of hair stylists ghost the salon interview stage, leaving owners trapped playing endless phone tag with uncommitted applicants. This data-driven report breaks down why traditional job boards create recruitment friction and reveals the modern messaging strategies high-growth salons use to get pre-qualified talent to actually show up. Learn how to transition from cold calling to high-conversion conversations that protect your time and fill your chairs.
Sponsored by Beautista
When the Client ISN'T Right!
Spit fests, hostile threats, and even an overachieving matchmaker--SALON TODAY readers share their craziest client tales and how their team handled these tough situations with professionalism and grace.
by Stacey Soble
2026 Beauty & Wellness Summer Marketing Calendar
Keeping your appointment book full when clients are in vacation mode takes more than a good Instagram post. It takes a plan. The 2026 Summer Marketing Calendar from Meevo gives salon, spa & med spa owners a month-by-month roadmap with sharp themes, key opportunity dates, and campaign ideas specifically designed for the beauty & wellness industry. Here’s to your summer season working as hard as you do!
Sponsored by Millennium Systems International
AI in Beauty: What It Means for Your Team, Your Clients, and Your Business
AI is transforming the beauty and wellness industry, and the future is about empowering people, not replacing them. Discover how Phorest AI helps salons, spas, and med spas across North America respond faster, personalize every visit, and keep human connection at the heart of the client experience.
Sponsored by Phorest
The Captain of Business Stability and Growth
Owner Michaella Blissett-Williams credits her General Manager Gloria Hortua with [salon] 718's year-over-year, double-digit growth and says she's been able to scale the company to eight locations because she can rely on Hortua to manage daily operations.
by Stacey Soble